Your Essential Guide To Negative Gearing

By | Finance Tips

Is positive or negative gearing best for investment properties? We break it down and look at what’s in the pipeline for existing and future investors. What is negative gearing? In Victoria, about 6 out of 10 rental properties are negatively geared, according to data from the Australian Tax Office, reported in the press. Essentially, ‘gearing’…

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Banking Royal Commission Lending Changes

By | Finance Tips, Legal Tips

The lending environment has changed since the Financial Services Royal Commission exposed irresponsible lending practices by some of Australia’s biggest banks. Here’s what you need to know. Tighter lending conditions As banks respond to the call to improve their responsible lending practices, many prospective borrowers are finding that it is taking them longer to get…

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What Is Equity And What Can You Do With It?

By | Finance Tips

If you’ve owned and lived in your own home for a while, you might be looking to relocate and upgrade, renovate or find another property to buy as an investment. As a homeowner, these opportunities start to open up as your property increases in value. But there can be many challenges involved in making the…

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